Our Premium Services
Title Insurance applies the principles of insurance to the risks that are present in all real estate transactions. These risks are primarily those of hidden hazards and human error. Title insurance is issued after a complete and thorough title search. Title Insurance provides protection from past events that may not be in public records. It also protects against:
- Mistakes in recording of legal documents
- Forged deeds, releases or wills
- Undisclosed or missing heirs, including spouses
- Deeds by persons of unsound mind
- Deeds by minors
- Deeds executed under invalid or expired power of attorney
- Liens for unpaid taxes
When you obtain a mortgage, the property you purchase is pledged as security for the loan. To protect against risk, the lender requires assurance that the title to the property is clear and this is done through a loan policy of title insurance. However, without an owner’s policy of title insurance, the buyer is unprotected.
We are a full service title company offering you products such as title insurance, letter reports, search packages, listing kits, escrow and closing services, to you, whether you are a consumer, real estate professional, lender, lawyer or developer, in a fast and timely manner.
Our skilled and trained searchers and our licensed examiners pour through the legal paperwork and court documents to provide you with a title insurance policy.
he escrow officer in the closing department coordinates with all the parties involved, such as buyers, sellers, lenders, attorneys, clients, real estate brokers, mortgage brokers, to facilitate a smooth and efficient closing transaction.
Our construction officer is the liaison between the lender and/or owner of residential or commercial property and the General Contractor.